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GET A FREE EVALUATION

Health Insurance of USA is a partnership of local, independent Life & Health Insurance brokers in all 50 states specializing in the primary and supplemental health insurance needs of individuals, groups, the self-employed and small business owners.

Please fill out the free evaluation form below to explore your options in your state today.

Insurance coverage needs

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OUR CLIENTS

INDIVIDUALS WITHOUT ACCESS TO INSURANCE

How to make sense of the individual health insurance marketplace.

Health Insurance of USA knows that the individual health insurance marketplace is confusing.  Most of us are used to having employer-sponsored health insurance that has a few different choices for us and our dependents if we have them, that we enroll in once per year, that gets taken out of our paycheck through payroll and, quite frankly don't understand well and forget about until we either need it, have unexplained out-of-pocket expenses we don't understand or need to enroll in again the following year. 

 

However, as an individual without access to employer-sponsored health insurance, we need to better understand what are options are, what we can tailor to our specific health needs or how we might use it, and what costs we can and are willing to afford.  Health Insurance of USA is here to educate, assist and manage just that for you.

We work with every type of health insurance available in the United States.  Get in touch with us and receive an evaluation of your situation for free today.

INDIVIDUALS WHOSE EMPLOYER DOESN'T OFFER INSURANCE

Work for a small business, but don't have access to the benefits of a larger employer.

Health Insurance of USA knows that working for a small employer can be rewarding but challenging because it may come without the benefits of a larger employer.  We also know that sometimes we don't have further access to employer benefits through our spouse, partner or parent.  More than that, we know that not having access to employer benefits makes us think we're out of options, when we aren't.  There are many options that your employer might have to provide group insurance or reimbursement and you always have options individually.

We work with every type of health insurance available in the United States.  Get in touch with us and receive an evaluation of your situation for free today.

SELF-EMPLOYED INDIVIDUALS THAT HAVE TO INSURE THEMSELVES

You work for yourself or are considering working for yourself, what types of insurance are available to you?

Health Insurance of USA specializes in ALL insurance options and carriers available to those without employer-sponsored health insurance available to them.  We understand what working for yourself is like, as we are self-employed agents, responsible for knowing what are health  insurance covers, costs and offers to make the right business decision for ourselves.  It doesn't end there either, as we too, have to understand investments and taxes to maximize the profitability of or mitigate the loss to our business.

We work with every type of health insurance available in the United States.  Get in touch with us and receive an evaluation of your situation for free today.

SMALL BUSINESSES THAT WANT TO INSURE THEIR OWNERS AND EMPLOYEES

Insuring yourself as a small business owner and/or offering your employees access to their own group or individual health insurance.

Health Insurance of USA is a small business, too, and offers the expertise and scope of products to cover you and/or your employees in the most effective way possible.  Traditional group, fully-funded health insurance is nearly unaffordable for most small business owners and their employees anymore, so how do you offer them an alternative to attract and retain them as employees?  We work with all carriers in all states to offer self-funded group health insurance and administration like level-funded health plans or to offer a healthcare reimbursement arrangement (HRA) for an individual plan tailored to meet yours and their individual coverage and cost needs.

We work with every type of health insurance available in the United States.  Get in touch with us and receive an evaluation of your situation for free today.

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